No single substance causes more accidental home poisonings than carbon monoxide (CO). While you cannot see, smell or taste it, only one part of CO per 100,000 parts of air can cause headaches, dizzy spells fatigue and nausea. Higher concentrations can cause death in as little as a half-hour. Unborn children, infants, the elderly and those with respiratory ailments are especially vulnerable.
Insurance Fraud costs more than $17 billion a year. Who pays for insurance fraud? We all do through higher insurance premiums.
Insurance fraud comes in several different forms. Continue reading “Insurance Fraud”
Create a Home Inventory Video
You’ve returned home to find a frenzied scene of fire engines, billowing black smoke and what seems to be an endless sea of firefighters surrounding your home. No one in your family is physically hurt. But emotionally, the wounds run very deep. Continue reading “Create a Home Inventory Video”
Your Insurance Policy
Your insurance policy is a contract between you and the insurance company. In the contract, the company agrees to provide benefits and reimburse losses for you in return for the premium you pay.
The policy is the written statement of the terms of the contract and contains three components: a Declaration Page, Policy Forms, and Endorsements. Continue reading “Your Insurance Policy”